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Grants and Loans

Sources for governments and nonprofits seeking grants

BetaSAM (formerly Catalog of Federal Domestic Assistance) lists Federal grant money


Social Innovation Fund, funding arm of the Corporation for National and Community Service. See a profile of CNCS' work in Georgia.

Check individual agency websites for links to their grants (sometimes "faith-based" or "neighborhood partnership" or "community" funding). Such funding is not normally provided to individuals, but to state and local governments and nonprofit entities. The grantees may then provide grant funding to individuals depending on the purpose of the grant.

Sources for individuals seeking grants

Benefits.gov, a first-stop screening tool to find state and Federal government benefits that individuals may be eligible to receive. 

Foundation Grants to Individuals primarily contains private sources of scholarship assistance. There is also some grants for people in the arts and literature. The Fulton County Library System has access to this database through its relationship with the Foundation Center.

The beta.SAM.gov also contains a few direct grants for individuals. Use the Advanced Search form and under "Applicant Eligibility" select "Individual/Family".

Listing of grant programs linked from USA.gov.

  • To start or expand a small business

Read about financing options at the U.S. Small Business Administration's Loans & Grants page.

  • To go to school

Precollege, and Summer Internships

The Georgia GOAL Scholarship Program provides scholarships to students across Georgia to attend the private K-12 schools of their parents’ choice.

Many federal agencies offer summer internships and competitions that offer cash awards. Go to the beta.SAM.gov and from the main search page select "O - assistance type Federal employment".

Browse links at Michigan State Library.

Beware of fake high school diploma scams.


Go to Federal Student Aid to learn about federal aid programs, get a financial aid estimator tool, links to nonfederal sources of aid, and rules for incarcerated individuals. Also get information on the Income Based Repayment Plan. College Scorecard helps a student compare colleges giving average costs, graduation rates, and earnings upon graduation. 

All Georgia students, including adults returning to school, should visit the website of the Georgia Student Finance Commission to learn about the different kinds of financial aid available and to apply online for the Hope.

Service Members and their families should go to the VA's GI Bill site to review and apply for education benefits.  The regional processing office is in Atlanta.  Also see Defense Activity For Non-Traditional Education Support (DANTES).

Check private sources of assistance through the library's Foundation Center by Candid Funding Information Network resources.

Don't pay for help to find money for college! Before giving money to a scholarship service that claims to "guarantee results", check the U.S. Department of Education's page on Avoiding Scams. Also see the U.S. Federal Trade Commission's page on scholarship and financial aid scams.

Do your homework about accreditation. Make sure your technical degree will qualify you for a job in your field. Georgia requirements for many fields are detailed on the website of the Secretary of State's Professional Standards Commission.

Beware of student loan scams and repayment scams. Learn more about repaying federal student loans.

  • To fix up a house

You may be eligible to renovate your home through one of the programs administered by the U.S. Department of Housing and Urban Development. See HUD's Home Improvement page.

  • For emergency needs

Check the Library's Money Trouble page.

  • For medical bills

See MedlinePlus entries under Financial Assistance.

Does the government owe you money? Check for unclaimed property, Federal credit union unclaimed shares, mortgage refunds, and more on USA.gov.

Would you like to learn ways to save for future projects? The MyMoney.gov site set up by the U.S. Financial Literacy and Education Commission contains information on how to get and manage money, plus links to pages devoted on such topics as credit management, buying a home, getting student aid, starting a business, and protecting yourself against fraud.

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